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Deferment

You are entitled to defer your student loan payments when applicable criteria are met. Through deferment you can postpone your scheduled student loan payments for various reasons, such as unemployment, economic hardship, and school enrollment. Your lender or servicer determines if you meet the requirements for a deferment.

Please Select the eligible deferment tab below for more information.

  1. Economic Hardship
  2. Education Related
  3. Parental Leave/Working Mother
  4. In-School
  5. In-School Extension
  6. Military Service
  7. Public Service
  8. Teacher Loan Forgiveness
  9. Temporary Total Disability
  10. Unemployment

Temporary disability deferment

Use this form to apply for a deferment due to temporary total disability.

To qualify for deferment due to temporary disability:

  • You must be unable to work and earn money or go to school for at least 60 days in order to recover from an injury or illness. An uncomplicated pregnancy is not an injury or illness. If you are requesting this deferment based on a condition that existed before you applied for the loan, your condition must have substantially deteriorated.


  • Your spouse or dependent requires at least 90 days of continuous nursing or similar care from you, which prevents you from working at least 30 hours per week.


  • If your physician is uncertain if your disability will be permanent, apply for a deferment. You may receive up to three years of deferment for temporary total disability. If your disability is later determined to be permanent, you may then qualify to have your loans canceled.

Download temporary disability deferment form (60k) (English)

Download temporary disability deferment form (91k) (Spanish)

Once you have completed a form, you may fax it to: 800-357-7912
or scan and email to sacindy@studentassistcorp.com

If you do not have easy access to a fax machine, visit our Fax Links page.