SAC | Student Assistance Corporation

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You are entitled to defer your student loan payments when applicable criteria are met. Through deferment you can postpone your scheduled student loan payments for various reasons, such as unemployment, economic hardship, and school enrollment. Your lender or servicer determines if you meet the requirements for a deferment.

Please Select the eligible deferment tab below for more information.

In-school deferment

This deferment applies to federal Stafford, federal SLS, federal Consolidation, and federal PLUS borrowers. There is no time limit for this deferment.

To defer repayment of your loan, you must be enrolled at an eligible school as at least a half-time student.

Download in-school deferment form (54k) (English)

Download in-school deferment form (81k) (Spanish)

Deferment for federal PLUS Borrowers
(dependent in school or in rehabilitation training)

Eligibility for this deferment is based on the disbursement date of your first loan. To be eligible for this deferment, the first disbursement must be prior to 07/01/1993 and the student for whom you borrowed must be dependent and enrolled at least halftime or engaged in a full-time rehabilitation program.

Download federal PLUS borrower with dependent student deferment form (63k) (English)

Download federal PLUS borrower with dependent student deferment form (99k) (Spanish)

Once you have completed a form, you may fax it to: 800-357-7912
or scan and email to sacindy@studentassistcorp.com

If you do not have easy access to a fax machine, visit our Fax Links page.