Q: I can't make my scheduled payments. What are my options?

Q: What is a graduated repayment plan?

Q: What is an income-sensitive repayment plan?

Q: What is a deferment, and how do I get one?

Q: What is a forbearance, and how do I get one?

Q: What happens to the interest on my loan while I am in deferment?

Q: What happens to the interest on my loan while I am in forbearance?