Q: I can't make my scheduled payments. What are my options?

Q: What is a graduated repayment plan?

Q: What is an income-sensitive repayment plan?

Q: What is a deferment, and how do I get one?
A: A deferment allows you to postpone the payment of your loan. You are entitled to defer your student loan payments when certain eligibility criteria are met and you request a deferment. There are eight deferment forms available that cover 16 deferment types. The most common deferments are in school, unemployment, economic hardship, graduate fellowship, and rehabilitation training.

Q: What is a forbearance, and how do I get one?

Q: What happens to the interest on my loan while I am in deferment?

Q: What happens to the interest on my loan while I am in forbearance?