Q: I can't make my scheduled payments. What are my options?
A: You have several options if you are having trouble making your monthly scheduled payments. You may be eligible for an alternate repayment plan, such as a graduated repayment plan, or an income-sensitive repayment. If neither of these options suits your needs, you might be eligible for a deferment or forbearance.

Q: What is a graduated repayment plan?

Q: What is an income-sensitive repayment plan?

Q: What is a deferment, and how do I get one?

Q: What is a forbearance, and how do I get one?

Q: What happens to the interest on my loan while I am in deferment?

Q: What happens to the interest on my loan while I am in forbearance?